Edinburgh Solicitors Property Centre

Help for First Time Buyers from ESPC Money Management

The financial decisions you make today will have a ripple effect for the rest of your life. If you’re a first time buyer we’ll spend time planning your monthly budget.

We’ll be upfront and candid. We’ll explain what it all really means and help you explore how you truly feel about it.

Our handy 10 step guide for first time buyers is an essential read for those unfamiliar with the property maze.

How much can I afford?

The crunch question - and at ESPC we believe it’s essential to help you work out a realistic answer to it. For us, realistic budgeting is the cornerstone of all long-term financial planning. The last thing we want is for our clients to find six months down the line, that they’ ve taken on more than they can afford to repay.

Going through your future expenses in this sort of detail makes a lot of sense. Draw up a realistic budget now and you’ ll be fine, knowing that you can enjoy your new home without worrying too much about monthly costs.

Back to Money Management overview

Find out about the ESPC Money Management approach to financial advice and how we can help with mortgages.


Get in touch: Tel: 0845 111 1911

Visit: ESPC Showroom, 85 George Street, Edinburgh

E-mail: fsenquiries@espc.com

Our charges for mortgage advice are usually just £350 (£250 for first-time buyers).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE